Lake Conroe TX Real Estate , Conroe Real Estate, Montgomery Real Estate and homes for sale in Montgomery County, Texas, waterfront properties, lake properties, acreage, foreclosures - Claudia Hohlt, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Claudia Hohlt
I am the owner and operator of HomesPlus Real Estate Services. Need a Realtor? Call me … you’ll be surprised at what I can do. I’m at 936-537-1656.

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"She was always very prompt and easy to reach by phone and very knowledgeable of the area."
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"Excellant, professional, courteous service."

"Excellant, professional, courteous service. Very friendly, knowledgable and gave valuable suggestions when asked. Would highly recommend her services and would definitely use her services again."
 

Dennis & Terry Beavers

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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
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What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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Claudia Hohlt, REALTOR®, real estate agent and broker for Lake Conroe, Conroe and Montgomery, Texas home listings, property and land for sale - NUMBER1EXPERT

Claudia Hohlt
Homes Plus Real Estate Services

19755 Hwy 105 West
Montgomery, TX. 77356
Phone: 936-537-1656
Fax: 936-588-3783
Alternate: 936-582-7710
Email: claudia@claudiahohlt.com

I am a long time Montgomery County Realtor who is very familiar and committed to this area. If you are considering buying or selling, I have the experience necessary to efficiently and effectively manage the process and help you maximize value in your next real estate transaction. Helping people on the move is my business........

REALTOR GRI Equal Housing MLS


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