I am the owner and operator of HomesPlus Real Estate Services. Need a Realtor? Call me … you’ll be surprised at what I can do. I’m at 936-537-1656.
Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
Claudia Hohlt Homes Plus Real Estate Services 19755 Hwy 105 West Montgomery, TX. 77356 Phone: 936-537-1656 Fax: 936-588-3783 Alternate: 936-582-7710 Email: claudia@claudiahohlt.com
I am a long time Montgomery County Realtor who is very familiar and committed to this area. If you are considering buying or selling, I have the experience necessary to efficiently and effectively manage the process and help you maximize value in your next real estate transaction. Helping people on the move is my business........
www.ClaudiaHohlt.com
is brought to you by Claudia Hohlt
NUMBER1EXPERT in real estate for Lake Conroe, Conroe and Montgomery, Texas
- NUMBER1EXPERT 
