I believe strongly in providing my clients with helpful, relevant information. After all, the more information one has, the better one's decisions will be. In that regard, below are some easy to use Excel spreadsheet models to help home buyers make prudent financial decisions. These are free and can be downloaded directly to your PC. I hope they provide some value to you in your next real estate purchase.  | • | The Mortgage Terminator is a tool for homeowners who wish to pay off their mortgage early. It recomputes your amortization schedule to reflect the impact of additional prinicpal payments, including the new payoff date and amount of interest saved. ---> Download The Mortgage Terminator | | • | The Mortgage Comfort Zone Calculator is a tool for home buyers who want to personally compute the maximum price of a home that they should consider and still stay within their financial comfort zone. ---> Download The Mortgage Comfort Zone Calculator | | • | The Rental Property Investment Analyzer is a tool for real estate investors who are considering an investment in a rental property. ---> Download The Rental Property Investment Analyzer | | • | The "Sell vs Lease" Analyzer is a tool for home seller who are wondering if they should lease their home out rather than sell it. ---> Download Sell vs Lease Analyzer |
For Sale By Owner >For Sale By Owner
The virtue of self-reliance is as American as baseball and apple pie--except if you are trying to sell your own home. Here such a "virtue" can cost you time, effort, and possibly money.
Because the overwhelming majority of homes that sell are listed with a real estate agent, you will be going against significant odds if you decide to sell your own home. The experience of a real estate professional may get you a better price and help you to avoid all the "little" things that can go wrong in a real estate transaction.
The desire to "save" the commission on a property is the reason most people decide not to work with a real estate agent. Prospective buyers who look for properties that are "For Sale By Owner" (FSBOs) are also wanting to avoid the commission--and to get a less-than-market-value deal. However, nothing is saved in the majority of FSBOs. Listing your home with a real estate professional can spare you the inconvenience of showing your home and save you the time you would spend talking to buyers who could not qualify for a loan.
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| Q |
What does the abbreviation PITI stand for?
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| A |
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. |
 See More Real Estate Trivia > |
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Claudia Hohlt
Homes Plus Real Estate Services
19755 Hwy 105 West
Montgomery, TX. 77356
Phone: 936-537-1656
Fax: 936-588-3783
Alternate: 936-582-7710
Email: claudia@claudiahohlt.com
I am a long time Montgomery County Realtor who is very familiar and committed to this area. If you are considering buying or selling, I have the experience necessary to efficiently and effectively manage the process and help you maximize value in your next real estate transaction. Helping people on the move is my business........    
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